Whole Farm Revenue Protection

What is Whole Farm Revenue Protection (WFRP)?

Whole Farm Revenue Protection (WFRP) is an all-in-one crop insurance solution that protects the entire revenue of your farming operation under a single policy. Instead of managing multiple policies for individual commodities, WFRP streamlines coverage into one comprehensive plan.

It safeguards revenue generated from:

• Commodities you produce
• Commodities purchased for resale during the insurance period

Most farm products are covered, with limited exceptions such as timber, forest products, and animals raised for sport or pets.

How does WFRP benefit my operation?

WFRP is designed to simplify risk management and enhance financial protection by:

• Consolidating multiple policies into one
• Covering diversified operations, including specialty and organic farms
• Supporting producers who sell into local, regional, or direct markets

It’s an ideal solution for modern farms with diverse revenue streams.

When is an indemnity (claim payment) made?

A claim is triggered when your farm’s actual revenue falls below your insured revenue for the policy year.

Your approved revenue is determined using:

• Whole Farm History Report
• Farm Operation Report
• Growth trends and supporting documentation

Adjustments are made to ensure revenue accurately reflects covered production.

How is my insured revenue calculated?

You can tailor your protection by selecting a coverage level between 50% and 85%, in 5% increments.

Your insured revenue is calculated as:

Approved Revenue × Selected Coverage Level

Higher coverage levels (80% and 85%) require at least three qualifying commodities to ensure diversification.

What are the eligibility requirements?

To qualify for WFRP, producers must:

• Be eligible for Federal benefits
• Be a U.S. citizen or resident
• Provide five consecutive years of farm tax records (Schedule F or equivalent)
• Have no more than $17 million in insured revenue
• Meet diversification requirements based on commodities

Additional limits include:

• Maximum $2 million revenue from animals/animal products
• Maximum $2 million from greenhouse or nursery products
• No more than 50% of revenue from purchased-for-resale commodities.

Is WFRP right for me?

WFRP is a strong fit for producers who:

• Operate diversified farms
• Grow specialty or organic crops
• Participate in local and direct-to-consumer markets
• Want a simplified, whole-farm approach to insurance

It supports innovation while maintaining strong revenue protection.

What information do I need to apply for WFRP?

Applicants typically need:

• Five years of Schedule F (or equivalent) tax forms
• Supporting financial documentation, if required

Some exceptions apply for beginning farmers, veteran farmers, or special circumstances.

Is WFRP available in my area?

Yes! WFRP is available in all counties across all 50 states, making it one of the most widely accessible crop insurance options available.

Can WFRP be combined with other policies?

Absolutely. WFRP can be:

• Purchased as a stand-alone policy, or
• Bundled with other crop insurance policies for additional protection

This flexibility allows you to customize coverage based on your operation’s needs.

Why choose WFRP?

WFRP offers:

• Comprehensive, whole-farm coverage
• Flexible, customizable protection levels
• Support for diversified and specialty operations
• Nationwide availability
• Simplified insurance management

It’s built for producers who want efficient, modern risk protection without complexity.