Crop Hail

What is Crop Hail insurance?

AgriSompo's exclusive Crop Hail insurance is a private coverage solution designed to protect your crops from sudden and unavoidable damage caused by:

• Hail
• Fire
• Lightning

It also protects crops during transit to first storage against risks such as collision, overturn, or structural collapse.

Why should I consider Crop Hail coverage?

Hail damage can be highly localized and devastating, often impacting a single field rather than an entire farm. Crop Hail insurance provides:

• Field-level protection
• Flexible coverage options
• Immediate, targeted risk management

This allows you to safeguard your investment where traditional policies may leave gaps.

How is Crop Hail coverage structured?

Policies are written on a dollar-per-acre basis, giving you full control over your coverage level.

You can choose from a wide range of plans, including:

• Full coverage options
• Deductible plans (up to 50%)
• Customizable protection based on your risk tolerance

This flexibility ensures your coverage aligns with your operation’s financial goals and risk exposure.

What makes AgriSompo’s Crop Hail program different?

AgriSompo offers one of the most comprehensive Crop Hail programs available, featuring:

• Extensive plan options
• Competitive pricing
• Flexible deductible structures
• Strong support from experienced agents

The result is a tailored coverage solution built around your specific operation.

Can Crop Hail be combined with other insurance policies?

Yes. In addition to stand-alone policies, Crop Hail coverage can be purchased as an endorsement to your Multi-Peril Crop Insurance (MPCI) policy.

This option is designed to work alongside your underlying coverage by:

• Insuring portions of your crop not protected by MPCI
• Extending protection above the guarantee level of your YP (Yield Protection) or RP (Revenue Protection) policy

This creates a more complete and cost-effective insurance strategy.

What transportation risks are covered?

Crop Hail insurance also provides protection while crops are in transit, covering:

• Vehicle collisions
• Overturn accidents
• Structural failures such as bridge or dock collapse

This ensures your crop is protected from field to initial storage.

Is Crop Hail coverage right for my operation?

Crop Hail insurance is ideal for producers who want to:

• Protect against localized weather events
• Supplement existing crop insurance coverage
• Customize protection on a per-acre basis
• Reduce financial exposure from unpredictable losses

Why choose Crop Hail coverage from AgriSompo?

With AgriSompo, you benefit from:

• Flexible, customizable plans
• Coverage that complements federal insurance programs
• Protection against both field and transit risks
• Trusted expertise in agricultural risk management

It’s a smart, proactive way to protect your crop investment.