Xtra Bundle

What is the Xtra Bundle?

The Xtra Bundle is an innovative private insurance solution that combines multiple supplemental protections into one convenient, cost-effective package.

Designed to work alongside your Multi-Peril Crop Insurance (MPCI) policy, it allows you to bundle key coverages—such as hail, wind, replant, and early planting—into a single, simplified plan.

What coverages are included in the Xtra Bundle?

With the Xtra Bundle, you can choose from a range of supplemental protections, including:

• Hail coverage
• Wind endorsements (corn only)
• Replant coverage
• Early Plant coverage

These options work together to enhance your base MPCI policy and provide broader protection across your operation.

How does the Xtra Bundle benefit my operation?

The Xtra Bundle is built to deliver both value and flexibility, offering:

• Cost savings through bundled pricing
• Customizable protection tailored to your farm
• Simplified policy management
• Coverage for key early-season and weather-related risks

It’s a smarter way to strengthen your risk management strategy while keeping costs under control.

How much can I save?

Producers who enroll in the Xtra Bundle benefit from premium discounts across the entire bundle:

• 12% discount for corn
• 10% discount for soybeans

These savings make it more affordable to add meaningful coverage enhancements.

What makes this bundle unique?

The Xtra Bundle includes several standout features designed to give producers more flexibility and confidence:

• Early Plant coverage allows planting up to 20 days before the standard planting date
• No 20/20 rule applies to the Replant Option
• Flexible plan combinations tailored to your operation
• Optional High-Risk coverage in select states

These features help you stay proactive in managing risk throughout the growing season.

How do I customize my Xtra Bundle?

Building your bundle is simple and flexible:

Step 1: Choose your hail coverage

• Options may include Basic, DXS5, DXS10, CP2, or BorCP2

Step 2: Select a wind endorsement (corn only)

• Options such as Basic, DXS5, or DXS10

Step 3: Add replant coverage

• RO (Replant Option) for individual MPCI plans
• RE (Replant Endorsement) for area plans

Step 4: Sign your application by the MPCI sales closing date

Where is the Xtra Bundle available?

Availability varies by state and plan type but includes select states such as:

• Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota
• Missouri, New York, Ohio, Pennsylvania, Wisconsin, and others

Coverage options and endorsements may differ by location, so it’s important to consult your agent for details.

Who should consider the Xtra Bundle?

The Xtra Bundle is ideal for producers who want to:

• Enhance their existing MPCI protection
• Add coverage for hail, wind, and early planting risk
• Save money through bundled discounts
• Customize coverage to fit their operation

It’s especially valuable for growers seeking comprehensive yet cost-efficient protection.

Why choose the Xtra Bundle?

The Xtra Bundle delivers:

• Comprehensive supplemental coverage in one package
• Meaningful premium savings
• Flexible, customizable options
• Expanded protection for critical risks
• Simplified decision-making and policy management

It’s a forward-thinking solution designed to help protect your crops—and your bottom line.