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On-Farm Safety and High-Risk Operations

As crop insurance providers and stewards of American agriculture, we share a responsibility to help protect the safety and well-being of farmers and ranchers. 

Agriculture remains one of the most demanding – and potentially hazardous – industries. Even a momentary lapse in attention can lead to serious injury, disrupting livelihoods and impacting farm operations. 

Working in agriculture comes with inherent risks. From heavy machinery to confined spaces and livestock handling, maintaining situational awareness is essential. 

An injury does not just affect the individual – it can impact family income, operational continuity and long-term productivity. 

Equipment Safety 

Machinery and motor vehicles remain the leading causes of agriculture-related fatalities. Equipment such as conveyors, elevator legs and other high-speed machinery pose significant risks. 

Best practices: 

  • Always power off and properly secure equipment when not in use 

  • Review and follow operator manuals and manufacturer safety guidelines 

  • Check surroundings before starting machinery and ensure bystanders, children and animals are clear 

Livestock Safety 

Working with livestock requires calmness, awareness and respect for animal behavior. Even well-trained animals can react unpredictably. 

Best practices: 

  • Remain calm and attentive at all times 

  • Avoid standing directly behind animals 

  • Minimize loud noises and sudden movements 

  • Maintain a clear escape route 

Grain Bin Safety 

Grain bins present serious hazards, with entrapment occurring in seconds. 

Best practices: 

  • Never enter a bin unless absolutely necessary 

  • Never enter alone – always have a spotter present 

  • Power down all equipment before entry 

  • Wear a properly secured harness 

  • Stay near the outer wall 

  • If grain begins flowing, move quickly toward the exit 

Climbing Safety:

  • Inspect ladders for missing bolts, rust or structural damage 

  • Maintain three points of contact 

  • Avoid climbing in wet, icy or windy conditions 

  • Stay focused and avoid complacency 

Personal Protective Equipment (PPE) 

Proper PPE is one of the simplest and most effective ways to prevent injury. 

Essential PPE: 

  • Safety glasses to protect against debris, chemicals, heat and dust 

  • Hearing protection to prevent noise-related damage 

  • Respiratory protection for dust and chemical exposure 

  • Hard hats for overhead hazards 

  • Gloves to prevent cuts, burns and other injuries 

Best practices: 

  • Keep PPE easily accessible 

  • Inspect before each use 

Key reminder:

Preparation, awareness and consistent use of safety practices are critical to reducing risk in high-hazard environments. 

 

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